What Out-of-State Buyers Should Know Before Moving to the Western Suburbs of Chicago

Relocating to a new state is a big step — and if you’re considering the western suburbs of Chicago, you’re not alone. Buyers from out of state are increasingly drawn to this area for its strong communities, excellent schools, and easy access to downtown Chicago without city congestion.

Before you make the move, here are a few important things to know so you can relocate with confidence.

📍 The Western Suburbs Aren’t One-Size-Fits-All

“Western suburbs” covers a wide range of communities — from close-in commuter towns to farther-out areas with more space and newer homes.

• Closer-in suburbs (Elmhurst, Oak Park, Lombard) offer faster commutes and walkable downtowns.

• Farther west (Wheaton, St. Charles, Batavia) offer more space, quieter neighborhoods, and a slower pace.

Understanding how far west you want to go will impact your commute, home prices, and daily lifestyle.

🚆 Commuting Works Differently Here

Many buyers are surprised by how much public transportation is part of everyday life.

• The Metra train system connects western suburbs directly to downtown Chicago.

• Train schedules are reliable, but not 24/7 like city transit.

• Many residents commute by train a few days a week and work remotely the rest.

If commuting is important, choosing a suburb with a walkable or short-drive Metra station can be a game-changer.

🏡 Housing Stock Varies Widely

Unlike newer metro areas, many western suburbs are largely built out.

• Some towns have historic homes and limited new construction (Elmhurst, Glen Ellyn, Wheaton).

• Others still offer new builds and subdivisions (Naperville, St. Charles, Batavia).

This affects pricing, competition, and how quickly homes move — especially in established neighborhoods.

💰 Property Taxes Matter (A Lot)

Illinois property taxes are often higher than what out-of-state buyers expect.

What to know:

• Taxes vary significantly by suburb and even by neighborhood

• Lower home prices don’t always mean lower monthly costs

• Buyers should factor taxes + insurance into affordability, not just the purchase price

This is one of the biggest adjustment points for relocating buyers.

🏫 Schools Are a Major Factor

Many western suburbs are known for strong school districts, which directly affects home values.

• School boundaries matter more than city names

• Homes in top districts often sell faster and at a premium

• Even buyers without children should consider school ratings for resale value

It’s worth researching districts early in your search.

🌳 Lifestyle Is a Big Draw

One of the biggest reasons people move to the western suburbs is quality of life.

• Charming downtowns with local shops and restaurants

• Extensive parks, forest preserves, and trails

• Family-friendly events, farmers markets, and festivals

• Quiet neighborhoods without feeling isolated

You get space to breathe — without losing access to the city.

❄️ Yes, Winters Are Real

If you’re moving from a warmer climate, winter takes some adjustment.

• Snow removal is efficient and necessary

• Homes are built for cold weather, with basements being common

• Winter is quieter — but spring and summer make up for it

Most newcomers say the seasonal change becomes part of the charm.

📝 Work With a Local Expert

Out-of-state buyers often face:

• Limited time for showings

• Competitive markets in certain suburbs

• Nuanced differences between towns

A local agent can help you narrow down suburbs, preview homes, coordinate virtual tours, and navigate Illinois-specific details. Please reach out to our team for help!

Final Thoughts

The western suburbs of Chicago offer a welcoming mix of community, convenience, and long-term value — but knowing what to expect ahead of time makes all the difference.

If you’re considering a move from out of state and want help finding the right suburb, understanding taxes, or planning a smooth transition, I’d be happy to help you take the next step with confidence.